Self-directed IRAs offer flexibility to enjoy tax benefits while investing in alternative assets such as real estate and franchises. But they come with significant restrictions and cumbersome administrative hurdles. Learn more about self-directed IRAs and their pros, cons, and limitations.
If you’re not content with investing in the same old stocks, bonds, and mutual funds in your retirement account, you might want to create a self-directed IRA to invest in almost anything. Learn about the best providers for self-directed IRA accounts and how to choose the best one for you.
Employees of state and local governments and some nonprofit organizations have access to 457(b) retirement plans. These plans are similar to 401(k) or 403(b) plans, with a few differences. Learn about what 457(b) plans are, how they work and the pros and cons of investing in one if you’re eligible.
In your 50s, you start to see retirement on the horizon. Hopefully that’s exciting, but if you look at your retirement savings and feel more grim than giddy, you still have enough time to build up that nest egg. Learn how to invest in your 50s and what special factors to consider.
Your 40s is a transitional decade between early adulthood and middle age. It’s also a pivotal period in your career as an investor. Learn how to navigate its ups and downs without exposing yourself to undue risk or leaving money on the table.
There are many types of investment accounts. Some let you invest and withdraw as much as you want, whenever you want. Others come with tax advantages but come with contribution and withdrawal limitations. Learn about the most common types of investment accounts and how they differ.
Managing your money in your 30s comes down to prioritization. Fortunately, you don’t need to be a math whiz or personal finance nerd to get your investments right — just follow a few simple rules. Learn how to invest in your 30s to provide long-term security and a reliable path to building wealth.
Just because you opened a 401(k) with one employer doesn’t mean you have to leave your money there after you leave the company. You can roll over your retirement savings from one employer-sponsored account to another, or to an individual retirement account (IRA). Learn how to roll over a 401(k).
Investing is one of the most effective ways to build wealth and reach your financial goals, but many millennials struggle to invest for a variety of reasons. The good news is that once you learn the basics, investing isn’t too difficult. Read on for investing advice for millennials.
Even if you have a retirement nest egg, you run the risk of outliving your savings. An annuity is a contract that guarantees a series of payments for a period of time, sometimes even for life. Learn what an annuity is, how it works, the different types of annuities, and their pros and cons.
Fixed annuities offer guaranteed, generally low rates of returns, but variable annuities add equities exposure to offer the potential for higher returns — if the market cooperates. Learn how variable annuities work, how they differ from other types of annuities, and the potential benefits and risks.
Managing the high costs of infertility involves obvious saving methods like insurance and prescription drug savings, though there are other ways, such as crowdfunding or grants and finding a job with infertility benefits. There are riskier options available, but you should consider those carefully before opting in.
