Low-risk investments are useful for protecting your capital and to help balance out higher-risk investments. There are several low-risk investments that offer higher returns than an ordinary savings account. Learn about the best low-risk investments for your money based on different needs.
Student loan debt is growing six times faster than the United States economy, according to EducationData.org. For parents who want to help with their kid’s college tuition, that’s a worrying thought. But as with retirement savings, the government offers a few tax-advantaged accounts to help you save and invest money for higher education, including the
Rather than picking individual stocks or other assets, many investors turn to exchange-traded funds (ETFs) or mutual funds to give them diversified exposure to the market. Which type of fund is the better option? Learn the key differences between ETFs and mutual funds and which is best for you.
Self-employed people can choose from several different retirement plan options. These include traditional and Roth IRAs, SEP IRAs, SIMPLE IRAs, solo 401(k)s, and even a self-employed pension. The best fit for you and your business depends on your business structure, number of employees, and income.
Exchange-traded funds (ETFs) are an easy way to gain instant diversification by owning a fund that pools investor’s assets to buy a variety of securities. What is an ETF, what types exist, and what are the pros and cons of these funds? Learn everything you need to know about ETFs here.
Two of the most common financial mistakes are failing to save enough for retirement and failing to take full advantage of tax-sheltered accounts. Fortunately, one solution can help with both problems: the Roth IRA. Learn what a Roth IRA is and how you can invest in one.
For active investors with enough market experience to avoid getting burned, options trading can be quite lucrative. When you get into the options game, you’ll need a broker that lets you trade contracts easily and at a reasonable cost. These are the best stock brokers for options trading.
Dividends are one of the simplest sources of passive income. And dividend aristocrats offer the surest dividend investments on the planet. Learn what dividend aristocrats are, whether you should invest in these stocks, and strategies for investing in them successfully.
If the FIRE movement (financial independence, retire early) teaches us nothing else, it proves that it’s possible to retire within five to 10 years of getting serious about it. But “possible” doesn’t mean “easy.” Learn the math behind how to retire early and tips to get you there faster.
A new generation of professionals seek financial independence well before the traditional retirement age. Barista FIRE, or Barista FI, makes retiring early from full-time work possible through diligent saving and part-time work during retirement. Learn about Barista FIRE and its key considerations.
The term “hyperinflation” evokes scary visions of near-worthless money. The truth is hyperinflation is historically rare and quite different from normal inflation. Is hyperinflation possible in the U.S.? And how bad would it be if it occured? Learn about hyperinflation and how it would impact you.
As you approach retirement, it makes sense to start reducing risk in your portfolio. But “reducing risk” doesn’t mean you have to drop risk — along with your returns — to zero. Learn about the best low-risk investments to consider as you near retirement.
