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We all have them in our lives: friends and family members who seem to have everything. They can feel impossible to shop for. But all is not lost. It’s easier than ever to buy outstanding gifts for even the most challenging recipient. Here are 25 practical, thoughtful ideas anyone will appreciate.
For many years, the financial crisis of the late 2000s left a persistent legacy: stubbornly low interest rates on low-risk, low-reward investment vehicles. Rates on savings accounts, money market funds and government bonds remained at or below the rate of inflation basically through the 2010s, and interest rates on consumer-facing mortgages and auto loans remained
Relocating is an overwhelming prospect, even when the move is entirely voluntary. It’s that much more intense when you’re up against a deadline, like your first day at a new job or the start of the school year. Few endeavors demand as many rapid-fire decisions — or invite as much second-guessing. One thing you definitely
Personal finance books are hot sellers. Top titles include “Rich Dad, Poor Dad” (Robert T. Kiyosaki), “The Total Money Makeover” (Dave Ramsey), and “The 7 Habits of Highly Effective People” (Stephen R. Covey) However, there’s one book that’s more popular than any of these, and it offers plenty of sound advice about money: the Bible.
Vanguard is renowned for its mix of high-quality, low-cost, mostly passively managed mutual funds and exchange-traded funds (ETFs). The association is so profound that devotees of passive index investing are informally known as Bogleheads after Vanguard founder John Bogle. Throughout his long career at Vanguard’s helm, Bogle never deviated from his mission to keep more of
Some call it the gig economy. Others call it the peer economy. Others, the collaborative economy, or “collaborative consumption.” Still others, the sharing economy. Tomayto, tomahto. More important than what it’s called is what it is. As Fast Company contributor Rachael Botsman pointed out in a now-classic article on the topic, the sharing economy has
Most of us don’t have time to read The Wall Street Journal cover to cover each morning to stay on top of financial news. Fortunately, these email newsletters deliver news, tips, and free education straight to your inbox for a quick read over your coffee.
You don’t have to read a dry book to learn more about how to manage your finances. Plenty of TV series present useful information in a way that’s fun to watch. Here are several TV shows, available on a variety of channels, that both financial experts and ordinary viewers say are worth checking out.
Want to transfer your house or investment property to a family member? Expect the legal question of how to deed a property to your children to quickly become a tax question about how to minimize gift taxes, capital gains taxes, and estate taxes. Learn how to navigate these complex issues.
If you’re like the average person, you probably only use your bank for a handful of things. But it offers a plethora of services, some of which you may not even be aware of. Get the most out of your bank by reviewing the standard services most provide.
Key person life insurance works a lot like a typical life insurance policy. But some of the biggest differences may affect whether it’s the right choice for you.