Because the market is in constant flux, many investors use fixed-income securities as a way to shield their portfolios from the significant declines that can result from market volatility. Learn more about fixed-income securities, how to analyze them, and how they fit into your investment strategy.
We all know we should save more money, but most of us still struggle with it. So stop relying on discipline to save. Instead, try these ways to trick yourself into saving more money and begin growing your wealth without feeling like you have to sacrifice month in and month out.
Today’s technology makes it easier than ever to streamline and automate your finances. If you’re ready to spend less time keeping your money straight and more time doing what you love, start with these easy changes to go from busy bee to stress-free.
Your financial literacy affects every single decision you make about money: how you earn it, spend it, save it, and invest it. Your chances of meeting pretty much any financial goal, from getting out of debt to buying a house, depend on how high your financial IQ is. Here’s how to boost yours.
When you’re planning for your retirement, understanding how 401(k)s and IRAs work is essential. Each has an important place in your retirement saving strategy, and using them to their full potential can help you build your retirement nest egg. Here’s what you need to know.
When you sell an investment, you pay tax only on the profit you make, rather than the full proceeds from the sale. A few different factors influence how much you’ll pay. Here’s what you need to know about tax rules for capital gains and losses.
Budgeting doesn’t sound exciting, but it doesn’t have to take much time, and it can help you save more money and reach your financial goals. Learn simple tips for creating a budgeting spreadsheet and download a free budget template to get you started here.
You can break most investing strategies down into two categories: active investing and passive investing. Both strategies can work, and each has pros and cons. Read on to learn more about active and passive investing, and decide which approach is right for you.
Debts can be either secured or unsecured depending on whether the borrower puts up collateral for the loan. This makes a big difference when you prioritize which loans to pay off first. Which kinds of debt do you have, and does it matter in what order to pay them off? Learn more here.
Traditional securities such as stocks, bonds, and mutual funds are standard, well-worn vehicles most investors understand. But what if you prefer to walk on the wild side and add some zest to your financial holdings? Here are some unconventional high-risk, high-reward investments to consider.
It’s official: Our planet is hotter than humans have ever seen it before. In August 2019, The New York Times reported the previous July was the hottest month on record, and the hottest five years in history had all occurred since 2014. And this growing heat is bringing a host of other extreme weather along with
Every year, millions of Americans receive billions of dollars in tax refunds. Many blow it on dinners out, new clothes, and presents for themselves. But before you get carried away dreaming up inventive ways to spend your refund, do something to boost your future instead.
