Conventional wisdom says that, over time, stocks outperform nearly every other asset class, but what is their true long-term average return? And how does the average stock investor fare compared to the major indexes? Read on to learn what you can realistically expect from long-term stock investing.
Treasury bills (T-bills) are a great way to set the foundation for your financial future and put your hard-earned dollars to work for you. T-bills fund important public projects and come with very low risk. Learn what Treasury bills are, how to buy them, and the pros and cons of investing in them.
How much is “enough” when it comes to retirement savings? How do you know how much you should be saving, and at what ages, to reach your financial goals? While the answer varies from person to person, some universal rules apply.
Many landlords look to delegate the labor and hassles of running their rental properties to a property management company, but this carries stiff fees and comes with other risks. Are property management companies worth the cost? Learn all the pros, cons, and risks before hiring a property manager.
Collecting appeals to young and old alike. Many people enjoy collecting as a recreational hobby, but investing seriously in collectibles has both advantages and risks. Read on to learn about collecting valuables, how to think about investing in collectibles, and the potential risks and rewards.
The famous “latte factor” refers to all the small, hidden budget busters, like a daily latte, that are stealthily siphoning away your cash. Some claim the key to wealth is to give up these small luxuries and channel that money into investments instead. But will this really grow your wealth?
Contrary to some beliefs, you don’t need to be rich to benefit from investing. You can start investing small amounts of money and begin building a nest egg that your future self will thank you for. Learn how to start investing with little money using one of these beginner-friendly investment ideas.
If you like physical real estate as an asset class, how can you invest in it using a tax-sheltered retirement account? Enter the self-directed IRA. But beware: Self-directed IRAs come with a slew of special rules and limitations. Learn how to use a self-directed IRA to invest in real estate.
Boring educational material on money, credit, and investments can actually discourage people of all ages from learning valuable information that can help them make wise financial decisions. Fortunately, money management lessons masquerading as games can make learning about finance easy and even fun. Some of today’s best money management board games have been popular for
One of the great advantages of investing in real estate is that you can predict your returns — if you know what numbers to look at. Whether you want to flip houses or invest in income properties, here are the numbers you need to know to ensure every deal you buy is a good one.
Credit rating agencies have played a key role in the financial world by providing ratings on the creditworthiness of bonds and other debt instruments. Learn the history of credit rating agencies, how they work, and the pros and cons of credit rating agencies.
Billionaire Warren Buffett once famously said he pays a lower tax rate than his secretary. How is that possible? The answer lies in the difference between how capital gains and income from employment are taxed. Learn how and why capital gains and ordinary income are taxed differently here.
