Insurance
12 articles
Because most Americans get their health insurance through an employer, losing your job often means losing your health coverage with it. COBRA coverage can offer a useful alternative to a marketplace plan in some situations. Learn about COBRA and how COBRA coverage can help you if you lose your job.
Most Americans over 65 will need long-term care services at some point in their lives. Unfortunately, most Americans don’t have a good way to pay for them. Learn how to reduce your long-term care costs now or in the future, and what you can do to reduce expensive long-term care insurance premiums.
Needing long-term care isn’t just a physical burden; it’s a financial one too. If you don’t want to risk being bankrupted by long-term care costs later, you need to do some planning now. Learn how to plan for the cost of long-term care, your long-term care options, and programs that can help.
The Medicare taxes from your paychecks only cover the premium costs for Medicare Part A. But you still have to pay a part of the costs for hospital stays and other inpatient care out of your own pocket. Find out how much these programs will cost you before you apply for the wrong coverage.
In the face of these ever-increasing health care costs, some families are seeking an alternative to expensive health insurance policies in the form of health care sharing ministries (HCSMs). Read on to learn the pros and cons of HCSMs and whether they are a good alternative to health insurance.
The Children’s Health Insurance Program, or CHIP, provides low-cost health coverage to kids whose families can’t easily afford health care but aren’t poor enough to qualify for Medicaid, providing coverage for 9.6 million American children. Learn about CHIP coverage, how it works, and how to apply.
When you sign up for Medicare, be prepared for some sticker shock. For many seniors, especially those on fixed incomes, the costs of health care for Medicare recipients is still unmanageable. Fortunately, there are federal and state programs to help with Medicare costs — here’s where to look.
The Affordable Care Act (ACA) requires many employers to provide workers with an affordable health plan — but not their families. This “family glitch” leaves millions of Americans with no source of affordable health insurance. Learn who’s affected and how to work around the family glitch in the ACA.
New rules have expanded access to low-cost short-term health insurance plans, but are these bare-bones plans right for you? Learn what short-term health insurance plans cost, what they cover, and how they stack up against regular health plans that meet the standards of the Affordable Care Act (ACA).
Finding the right health insurance plan is hard. There are so many options to choose from and factors to compare. How are you supposed to make sense of it all? This guide will give you a basic understanding of the different types of health insurance to help you determine which plan is right for you.
My dad is an avid sailor. Notice I said “avid” and not “good.” In his many sailing adventures, he has – among other disasters – been stuck on a sandbar, mired in an oyster bed, and sprung a leak – having to quickly bail while the coast guard drove out to save him. Legally, when
What would it cost you to replace all of your worldly possessions? A renters insurance policy works much like a home or auto insurance policy and covers your belongings against losses from theft, fire, and other disasters. Learn what you can cover with renters insurance here.
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