Budgeting
10 articles
As one of five kids, allowance meant everything to me as a child. My mom bought everything we needed, so it was only through allowance that I was able to purchase the things I really wanted. While I earned my allowance by doing chores, I was given little instruction on how to responsibly spend my
As my 30th birthday approaches, I find myself thinking about what I accomplished in the last decade. My 20s saw me get married, build a house with my husband, have two amazing kids, and start my career. And while I feel great about all those successes, there were definitely a lot of mistakes along the
Are you a chronic overspender? If you start each month with great intentions and spend according to a set plan, but eventually find yourself making mindless purchases justified by that ever dangerous “a little won’t hurt” attitude, you’re likely facing an empty bank account and severe buyer’s remorse by the end of the month. Once
House hunting is a bit like dating. Sometimes, you fall for the wrong person – or the wrong house. It’s not at all unusual to fall head over heels in love with a house that’s way out of your budget. You feel like you just have to have it, so you pull every string you can to get approved for a bigger mortgage. But
We live in a world where pretty much anything that can be automated is. You can subscribe to grocery delivery so fresh food shows up at your doorstep every week, without you having to create a list or head to the store. You can program your home’s heating and cooling systems to turn on and off
Have you ever been reluctant to let go of something you knew you didn’t need, just because you paid good money for it and don’t want to give it away for free? Do you ever find yourself cradling a prize or reward that, moments earlier, you wouldn’t have looked at twice – but now that it’s
While budgeting might not be brain surgery, it’s a lot more difficult when you don’t know exactly how much you’ll take home each month. Temporary workers, independent contractors, freelancers, business owners, and others with fluctuating incomes need to create budgets that work with their situations. If your income varies from month to month, here’s how to build a budget that meets your needs, as well as some tips for staying within that budget.
Budgeting doesn’t sound exciting, but it doesn’t have to take much time, and it can help you save more money and reach your financial goals. Learn simple tips for creating a budgeting spreadsheet and download a free budget template to get you started here.
The famous “latte factor” refers to all the small, hidden budget busters, like a daily latte, that are stealthily siphoning away your cash. Some claim the key to wealth is to give up these small luxuries and channel that money into investments instead. But will this really grow your wealth?
Those experiencing chronic debt problems often share similar behaviors and financial habits. But if you catch them early, you can avoid trouble. And even if you’re already in the red, recognizing and adjusting these bad money habits can help you get back on track.
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