Banking
12 articles
If the TV talking heads are talking about interest rates again, you’re probably wondering how that affects you. Learn how the federal funds rate affects your daily life and why they change it in the first place.
??A postdated check is a check with a future date on it. Postdating a check is a way to ensure you have enough funds in your account to cover the amount when the check is cashed. However, it’s not as foolproof a strategy as you might think.
You’re probably not alone if you’ve always wondered what benchmark interest rates were but were too afraid to admit you didn’t already know. Learn what they are, how they work, and how they affect you.
Bank scams run the gamut from the clearly fraudulent to the deceptively convincing, and even the best of us can be fooled. Protect your hard-earned cash by knowing what to look for.
Trying to wire money or send an ACH transfer? Want to set up direct deposit with your employer? You need to know your bank’s routing number. Fortunately, it’s easy to find online, on a check, or on a paper or electronic statement from your bank.
If you’re a renter, JPMorgan Chase is coming for your checkbook. The banking and investment giant is piloting a new platform that allows property owners to bill and accept payment digitally. That’s good news if you, like many renters, only keep a checkbook because you have to pay rent. It may be even better news
Technology is changing the way we bank. No longer do you have to choose a traditional financial institution. You can opt for a banking alternative with lower fees and more benefits, such as online banks, neobanks, and even community banks.
You can live without a checking account, but it sure is a lot harder. In fact, a checking account is a gateway to banking and investing. It keeps your money safe, helps you make and receive secure payments, and allows you to plan for your financial future.
Copper is a custodial bank account and mobile banking app intended for parents and kids between the ages of 13 and 18. Copper has great value-added features for parents and kids alike, but a few notable downsides. Learn about Copper and whether it’s the right fit for you.
Certificates of deposit (CDs) are a very low-risk way to invest your money through banks, credit unions, brokers, or lenders. Before you decide where to allocate your money, learn the basics of what certificates of deposit are and how they compare with other types of savings and investment vehicles.
The world is filled with places to put your money. Most of us, however, need to start with just two basic types of bank accounts to keep our money in order: checking and savings. Learn the difference between checking and savings accounts, the key features of each, and which is the best fit for you.
Qube Money provides a simple budgeting solution for individuals, couples, and families. The fledgling banking-and-budgeting app lets you visualize and manage your budget, control spending, and automate saving through its signature “qubes.” Learn about Qube Money and whether it’s a good fit for you.
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