Banking
12 articles
The Capital One MONEY Teen Checking Account is a full-service checking accounts for older kids and their parents. It earns interest on all balances with no strings attached and has useful educational features too.
Interest rates on savings accounts are as stingy as ever, but you don’t have to settle for the bank’s going rate. Tellus, a financial tech company, taps the U.S. residential real estate market to pay you better yields on your deposits. Learn about the Tellus app and whether it’s right for you.
If you have a bank account – or even if not – you’ve likely heard of FDIC insurance. FDIC insurance is deposit insurance overseen by the Federal Deposit Insurance Corporation, a federal entity created by the Banking Act of 1933. FDIC insurance guarantees the safety of deposits in checking, savings, and CD accounts held with FDIC
A savings account is a deposit account that earns interest. Learn the different types of savings accounts, how they work, and how to open one.
What happened to Silicon Valley Bank? The short answer is, it failed after a classic bank run during which depositors rushed to withdraw cash while they still could. The long answer is quite the read.
Have you ever wondered what an APR really is? Learn how to calculate it and — most important — how to use it to compare the cost of credit.
Trust is the reason banks stay in business. If enough people lose that trust, it can set off a series of events known as a bank run, which can ultimately lead to the bank failing. Learn more about bank runs here.
Have you ever checked your bank statement and noticed something doesn’t look right? Rare though they are, bank errors can happen for a variety of reasons. But if you know what to look for, they’re not tough to spot.
How much do you keep in your bank account? Is it enough? Too much? We’ve got the answer to these questions plus tips for determining the sweet spot for your savings account.
H&R Block’s Spruce has no sign-up or maintenance fees and thousands of ATMs for fee-free withdrawals. Spruce stands out for its simplicity, usefulness, and transparent fee structure. But is it the mobile banking platform you’ve been looking for?
Your bank’s “member FDIC” logo isn’t there for show. It means your money is insured in case something happens to the bank. Find out how much insurance you get, past, present, and future.
The FDIC hasn’t met its target reserve ratio in years. Should you be worried there won’t be any money if your bank fails? Probably not, but it’s more complicated than a simple yes or no.
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