The FAFSA opens the door to all financial aid. So if you missed one of the deadlines, you’re probably freaking out. But there are ways to get college funding, even if you didn’t turn your FAFSA in on time.

Currently, it’s nearly impossible for most students to attend college without student loans in the United States. In fact, according to a 2019 report from the Institute for College Access and Success, more than two-thirds of students borrowed money for school in 2018. That’s because tuition has been rising exponentially faster than household incomes. According to

Some borrowers feel the pinch of monthly student loan payments, but they’re able to manage them. For other borrowers, their debt is so large and their income so low it may be a significant struggle to afford their monthly payments while still covering necessities like food and housing. For these borrowers, income-driven repayment (IDR) plans

Federal student loan consolidation can help you manage multiple monthly payments to multiple servicers. If like the vast majority of college graduates, you acquired student loan debt through federal student aid, you likely have more than one loan, which means more than one bill. Trying to juggle them all can quickly get confusing and even

The skyrocketing cost of getting a degree is starting to undermine the value of higher education. That’s especially the case if you, like most college graduates, had to take on student loans to get one.  To ensure your degree is ultimately worth it, student loan borrowers can use any relief they can get from the

Most students don’t have the ability to attend college or grad school without borrowing student loans. In fact, two-thirds of students borrowed money to attend college in 2018, according to a 2019 report from the Institute for College Access and Success. And that percentage continues to steadily increase. Unfortunately, almost as many may not understand

If you have student loans along with debt from several sources, such as credit cards and personal loans, it can feel like you need a degree in accounting just to manage it all. Thus, the idea of consolidating all your debts can sound tempting. A debt consolidation loan is a single unsecured personal loan you

If you’ve defaulted on your student loans, the threat of debt collectors hounding you for payment, wage garnishment, tax refund seizure, legal action, and credit damage can be emotionally and financially devastating.    Fortunately, it’s possible to settle your student loans for less than you owe. But negotiating a settlement can be tricky.  Nevertheless, debt settlement

No one sets out to fall behind on their student loans. But default comes with serious consequences, including wage garnishment, tax refund and Social Security benefit seizure, and damage to your credit report that could last for seven years.  You may have heard of bill or credit card debt settlement, but is it possible to

No matter where you went to college, one thing most graduates have in common is a significant amount of student loan debt. Trying to manage it all can feel overwhelming regardless of your financial situation. Whether you’re looking for a way to stretch a tight budget or pay off your loans faster, consolidation or refinancing

America’s young people are drowning in student loan debt. According to a 2019 report from the Federal Reserve, 55% of all people under age 30 who have attended college borrowed money to pay for it. The average American with outstanding student loans owes between $20,000 and $24,999 and makes payments of $200 to $299 per