College & Education
12 articles
These days, a college education is hugely expensive. According to the College Board, the annual “sticker price” of tuition and fees range from $3,440 at a community college to over $32,000 at a private, four-year college. Steep costs have caused many college graduates to start their working life with thousands of dollars in student loan debt. At the same time,
Many people look forward to retirement as a time to travel, garden, play golf, or visit their grandchildren. Others have no definite plans beyond a vague idea about “relaxing.” When they leave work, they sometimes find themselves feeling a bit lost, not sure what to do with themselves without a job to go to every
Need a credit card to pay the bills while you’re in college? If you have good credit, the Chase Freedom Student Credit Card could be a good fit. Explore this cash-back credit card’s benefits and find out if it’s right for you.
Countless young Americans willingly enroll in four-year degree programs each year, assuming that the financial benefits of these degrees outweigh the downsides of five- or six-figure debt. They’re not always correct. Whether by choice or necessity, many four-year college graduates are underemployed, or working jobs that don’t require bachelor’s degrees. And some jobs that don’t
Even college graduates who find great jobs can struggle with debt for years after leaving school, especially if they have expensive private student loans. And, for borrowers who can’t make ends meet, it’s nearly impossible to discharge student debts in bankruptcy. The result is an unending cascade, possibly decades long, of financial repercussions. SoFi aims to
If you’ve succeeded in scoring a refinance loan for your student loans, congratulations are in order. But before you sign your new loan contract, it’s worth considering whether student loan refinancing or consolidation with a federal direct consolidation loan is the better option for you. After all, once you refinance with a private lender, you
Many college students get by just fine without owning a car. If you’re studying abroad or in a major U.S. city with great public transportation and affordable carsharing, ridesharing and bikesharing options, you might not need a vehicle, especially since traffic congestion and parking restrictions often create big headaches for student car owners. Throwing a car into
Whether you’re earning your degree at a local community college or living halfway around the world to save money attending a foreign university, you’ve probably considered pursuing internship opportunities in your field. You’re not alone. According to the National Association of Colleges and Employers’ Class of 2015 Student Survey, 62.8% of students in the class of
My wife graduated from medical school with more than $300,000 in student loans to her name. During her three-year residency, some of that debt sat in deferment, quietly accruing about $20 per day in interest. The larger non-deferred balance grew, albeit more slowly, despite my wife’s dogged income-driven repayments on account of her modest residency salary.
More colleges are offering online degree programs than ever before. These are the best accredited colleges with these programs, some from major universities. Pick one, and enjoy more affordable housing than campuses provide, no long commutes, and (often) a much lower price tag.
Online degrees offer many advantages, including flexibility and lower average costs. But not all employers give online degrees equal weight to traditional degrees. And the choice you make has significant implications for your career, finances, and lifestyle. Is an online degree right for you?
If you’re planning to enroll in a degree program, there’s a solid chance you can complete the required coursework remotely. But before committing to online learning, you must understand the pros and cons of distance learning and know how to evaluate potential programs and courses. Find out how.