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Life insurance
in 10 minutes

No Medical Exams

No Blood Tests

Best

Term Life

#1 online

Estate Planning

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Provider

The #1 no-medical-exam,
instant life insurance provider

Get covered in 10 minutes

Get covered in 10 minutes

Up to $3 million in coverage

Up to $3 million in coverage

Free will & trust worth $898

Free will & trust worth $898

Your best price from multiple carriers

Your best price from multiple carriers

How it works:
We calculate your rate in real time, so you can get covered in 10 minutes.
1/3: Answer online questions (no med exam)
2/3: See your rate instantly
3/3: Activate your coverage
Life insurance made easy
See how Ethos is changing the way people buy life insurance.
 
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Traditional life insurance
Instant underwriting
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No medical exams
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Same-day coverage
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Free legal will
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Free Wills & Trusts

We've simplified estate planning so you can take care of it from your phone. Our estate plans are free with life insurance or can be purchased separately.

Create Will

FAQs

Lock in your best price today
Over 40 years old? Your life insurance price will increase 10% every 6 months you wait to start coverage. With Ethos, getting covered only takes 10 minutes.
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