Business Interest Checking1

Small business banking, simplified.

Get the most value from your checking account.


  • $100 minimum opening deposit
  • Pay no monthly maintenance fee with an average daily balance of at least $5,0002
  • Unlimited domestic ATM fee reimbursements
  • Up to 50 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
  • Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)

Our Rates

Balance

APY**

RATE

$0 - $49,999.99

1.01%

1.01%

$50,000 - $249,999.99

0.20%

0.20%

$250,000 - $499,999.99

0.10%

0.10%

$500,000 - $699,999.99

0.10%

0.10%

$700,000 - $999,999.99

0.10%

0.10%

$1,000,000 - $4,999,999.99

0.10%

0.10%

$5,000,000 or More

Contact a Business Banking Relationship Manager at 844-678-2726 for current rates

Contact a Business Banking Relationship Manager at 844-678-2726 for current rates

Your one-stop shop for managing finances.

Easier, smarter banking starts with the Axos All-In-One Mobile App.

  • View your business and personal bank accounts.
  • Send wire transfers and schedule bill payments.
  • Keep your accounts safe with enhanced security measures.
  • Easily move money between accounts.
  • Balance your books with accounting software integration.

Ready to apply?

© 2025 Axos Financial, Inc., All Rights Reserved. © 2025 Axos Bank, All Rights Reserved. © 2025 Axos Invest LLC. Member FINRA & SIPC. All Rights Reserved. © 2025 Axos Invest, Inc. All Rights Reserved.

Bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.

Advisory services are offered by Axos Invest, Inc., an investment adviser registered with the Securities and Exchange Commission (“SEC”). For information about our advisory services, please view our Form CRS or our ADV Part 2A Brochure, free of charge. Brokerage services and securities products are offered by Axos Invest LLC, Member FINRA & SIPC. YOU MAY FIND MORE INFORMATION ABOUT OUR FIRM ON FINRA’S BROKERCHECK. View the background of this firm, or REVIEW our Form CRS. All cash and securities held in Axos Invest client accounts are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Read more information about SIPC on the SIPC web page.

Securities and other non-deposit investment products and services are not deposits, obligations of or guaranteed by Axos Bank, are not insured by the FDIC or any governmental agency, and are subject to investment risk including possible loss of the principal invested. Past performance of a security does not guarantee future results or success.

Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.

Axos Bank NMLS# 524995

** The Annual Percentage Yield (APY) is accurate as of 12/12/2025. The interest rate and corresponding APY for this account is variable and is set at our discretion. This is a tiered variable rate account. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.

1 Each business entity may only open one new Business Interest Checking account.

2 $5,000 minimum average daily balance requirement to waive the $10 monthly maintenance fee.

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